How would they qualify for 'No-claims-bonus' is they had not had insurance before. Any drivers of any age have to have insurance for a certain time period before qualifying for No-claims-bonus.

I believe it would help if younger/novice drivers were restricted to lower engine sizes and things like that (passenger carrying etc) for the first few years. That would help with the cost of Insurance. So at the moment all they can do is what is within their range. What remains is the price they have to pay for the priviledge. You cannot put a price on experience and that is the one thing that young drivers do not have and it can only be gained by time and action.

Plus point: You are not young for long.

*onwards and upwards*

I remember my first car, cost me £300 and the first years insurance ran at £1000. I do feel for young/new drivers but I'm not sure what can be done.

Taking a Pass Plus course is one way to drop the quote (with some insurers), unfortunately that wasn't an option in my day :(

hi
not only is the insurence high but has anyone asked the insurence companies why it is so much cheeper if you are a young girl driver then a boy driver?? we have dcone quotes for the same car for both tghre same ages one a boy and one a girl exactly the same nad it is comming out around 1,500 cheeper if you are a boy ???? is this sex discrimination we ask. has anyone else found this??

yes i to have noticed this we did a quote for our son and found exactly the same car and details were entered for them my sons quote was around 1,200 more may i ask why is this happening i think this could be in the relms of sex disscrimination ?? i think its about time the insurence companies were made to answer to this. is it a case that boys are more dangerous drivers then girls? i dont think so. girls are just as much likely to have dangerous drivers as well .

these stat's might be of interest

According to research by BRAKE, the road safety charity, one in eight drivers on Britain's roads are under the age of 25, but a quarter of drivers who die in traffic collisions are in this age group.

Association of British Insurers (ABI) figures show that male drivers aged under 21 are 10 times more likely to have a car accident than those aged 35 or over.

This is twice the rate for female drivers of the same age, who are five times more likely to have an accident than women aged 35 or over.

You can read AA advice on cutting young drivers' insurance premiums here
http://www.theaa.com/insurance/young-drivers-car-insurance.html

I find it ridiculous that companies wont insure someone or give an outrageous quote just because they are under 25. I rang for my insurance quote at the beginning of this month and Direct Line said they wouldnt insure me because im under 25, its my 25th this month so now all of a sudden they want me to take a quote out with them. What the hell difference is 1 month going to make, so now when im 25 yrs and a day old, im supposed to be a much safer and more experienced driver then when i was 24 yrs and 364 days old?

I was lucky enough to start driving before all this discrimination towards young drivers kicked off(i think it cost me £62 TFT in early 70s)now its gonna cost thousands for my 20 yr old son,unbelievable,astronomical amount,its a $£**)& rip off if you ask me.I dont care what the statisics show,experience is a key factor but not the ultimate one,common sense and respect for the law and road safety and the safety of others as well as oneself are ultimately the key factors to driving responsibly and avoiding accidents.A lot of these qualities dont appear in todays society very often.Thought and consideration for OTHERS.We live in an extremely selfish society,where each individual is rushing about in there own selfish little world(car/cocoon)totally oblivious to everything/anything around them.There only aim seems to be to go where they want to go,at whatever speed they want to do with a total disregard for anything or anybody else......ie;SELFISHLY!