AA Zone
New insurance legislation
Track/Project vehicles
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coppersaucepipe
Posts: 1
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Subject: New insurance legislation
Posted At: 25/01/2009 19:00:28
Whilst I fully understand the ABI's and governments aims to reduce the number of uninsured drivers on the road, how will the proposed new laws effect people like me with bikes (or cars) that are registered but are either kept for track use only (trailered to and from track) or are restoration projects. I already insure to bikes and 1 car on the road, I really don't see why I should or how I can insure a vehicle that either isn't road worthy or road legal.
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Singh001
Posts: 1
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Subject: Re: New insurance legislation
Posted At: 28/01/2009 05:10:22
Hi,
Thanks for sharing your ideas and views with us. I'm a new one in this forum. Please keep updating me. Link deleted by Host. Please do not use our site to tout for business. |
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chocolatecake1
Posts: 19
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Subject: Re: New insurance legislation
Posted At: 23/04/2009 10:49:52
I am shocked that eating at the wheel could now dramatically increase your car insurance premium. I understand that talking on a mobile could distract you from driving, but eating! Not too sure on that one!
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chocolatecake1
Posts: 19
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Subject: Re: New insurance legislation
Posted At: 29/04/2009 12:20:24
My friend told me she lied on her car insurance policy. Whilst I understand that she did this to save money (especially in a recession) I am worried because if she injures herself, or is in a crash, then her claim could be invalid as she lied.
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Georgio
Posts: 1
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Subject: Re: New insurance legislation
Posted At: 19/05/2009 15:13:26
I would like to see a new law that made driving a vehicle without insurance a criminal offence with a mandatory prison sentence. So many - foreigners residing here in particular - are driving without tax or insurance, and if caught get a slap on the wrist. If they have an accident or, worse still, kill or injure somebody the innocent party has no comeback or compensation.
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marcobett
Posts: 1
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Subject: Re: New insurance legislation
Posted At: 29/05/2009 09:23:20
Public Liability Insurance
What is it? Public Liability Insurance protects you against claims for damages caused by accident or injury in relation to your business. · It covers you against claims for legal fees, loss of earnings, future loss of earnings, and costs of treatments · It can cover you for your loss of income caused by damage to your business property · It can also cover you against claims for damages if you accidentally cause breakages on someone else’s property or to their equipment in the course of conducting your business What else can it cover? · Loss of income due to losing a key member of staff · Claims against you by a member of staff due to accident or injury · Claims against you due to accident or injury caused by a product you sell or make Who needs it? · It’s not usually a legal requirement, but it is often insisted on in order to win contracts, for example, by Local Authorities · It IS a legal requirement for certain specified businesses that are judged to carry a high level of risk of injury e.g. horse riding schools · Even when not legally required, it is prudent for all businesses to carry it , as the cost of damages can be extremely high – you may be liable for legal fees, loss of earnings, loss of potential earnings, cost of treatments and damages due to defamation or humiliation. It has been known for claims to be up to £10 million! Who can benefit from it? · Any type of business, including home-based businesses · Anyone organising events for entertainment or charity, e.g. fetes and sports events. · Anyone who visits other premises in the course of their business What cover do I need? · It depends on the size of your business! The owner of a shopping centre has very different requirement s to the local scout leader running a garden fete · Use an online Insurance Quote Engine to see how much your Public Liability insurance might cost you |
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